Legal Wisdom Hub
Banking, insolvency and credit law, explained by a practitioner
Practical analysis of the IBC, SARFAESI, working capital and debt recovery, written by an Advocate and IBBI Insolvency Professional with over 40 years in corporate banking.
Featured Article
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Evaluating Distressed Assets Under IBC: A Professional Approach to Investment Decisions.
What Investors, Entrepreneurs and Professionals Should Examine Before Committing Funds -Business Viability, Asset Quality, Financial Exposure and Risk Assessment
Latest articles
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How Does a Bank Monitor a Standard Account?
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Planning a Start-Up: Understanding the Facilities and Incentives Available to New Entrants
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Your Credit Score Is Your Financial Reputation
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Beyond Registration Building a Sustainable Insolvency Practice
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Insolvency and Bankruptcy Code: The Concept, the Ground Reality and the Way Forward
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Settlement in Bank Recovery Cases: What It Is, How It Works and What Banks and Borrowers Should Know
Explore by topic
Banking & Finance
How lending actually works — credit appraisal, loan documentation, security creation and working capital.
Read articles →Financial Literacy
Credit scores, loan basics, borrower rights and fraud awareness — explained in plain language.
Read articles →Non Performing Asset (NPA)
What happens when an account turns bad — early warning signals, classification, settlement and recovery.
Read articles →Insolvency & Bankruptcy (IBC)
The IBC in practice — admission, CIRP, resolution, liquidation and the position of guarantors.
Read articles →Career Growth
Lessons from a long career in banking and law — qualifications, ethics and professional judgement.
Read articles →Life & Motivation
Reflections on purpose, balance and responsible living, drawn from four decades of practice.
Read articles →