Blog
Your Banking, Finance & Legal Knowledge Center
Explore expert articles, guides, case studies, and regulatory updates that can help guide and inform you during your financial and legal decisions.
-
Business Loans Made Simple: What Banks Really Expect from Borrowers
Practical Banking Insights for MSMEs, Start-ups and Growing Businesses Introduction Two entrepreneurs approached the same bank seeking finance for expanding their businesses. Both requested similar loan amounts. The first applicant…
-
Bankers’ Books Evidence Act, 2026 — A New Framework for Digital Banking Records Update: Bankers’ Books Evidence Act, 2026 Comes into Force from 1 October 2026
The Bankers’ Books Evidence Act, 2026 replaces the 1891 law, extending “bankers’ books” to electronic records held offsite, in the cloud and in backup systems. Assented 13 August 2026, it…
-
Evaluating Distressed Assets Under IBC: A Professional Approach to Investment Decisions.
What Investors, Entrepreneurs and Professionals Should Examine Before Committing Funds -Business Viability, Asset Quality, Financial Exposure and Risk Assessment
-
Section 7 of IBC and Limitation: Date of Default, Acknowledgment and Revival of Claims
New Article Published on TaxGuru My latest article, “Section 7 of IBC and Limitation: Date of Default, Acknowledgment and Revival of Claims,” has been published on TaxGuru. The article takes…
-
IBC 2026 Amendments: Key Changes and Their Practical Impact
“IBC 2026 Amendments: Key Changes and Their Practical Impact”, “Understanding the New Framework, Implementation Status and Implications for Insolvency Professionals”, The Insolvency and Bankruptcy Code, 2016 has entered another important…
-
Understanding CIRP and CIIRP under the IBC: From Established Resolution to Creditor-Led Early Intervention
New Article Published on TaxGuru I am pleased to share my latest article published on TaxGuru: “Understanding CIRP and CIIRP under the IBC: From Established Resolution to Creditor-Led Early Intervention”…
-
When a Business Loan Turns Stressed: Understanding the Guarantor’s Position
When a Business Loan Turns Stressed: Understanding the Guarantor’s Position A practical look at NPA classification, guarantee liability and SARFAESI enforcement When a business borrows from a bank, the lending…
-
Starting an NGO in India? Choose the Right Legal Structure
Starting an NGO in India? Choose the Right Legal Structure A Practical Guide to Companies, Trusts and Societies in India Background India has a long and proud tradition of voluntary…
-
Life After NPA Settlement: Can You Get a Fresh Bank Loan? A Practical Guide to Rebuilding Creditworthiness
Life After NPA Settlement: Can You Get a Fresh Bank Loan? A Practical Guide to Rebuilding Creditworthiness For many borrowers, settling a Non-Performing Asset (NPA) feels like closing a painful…
-
From Sanction to Renewal: The Complete Life Cycle of a Working Capital Account
From Sanction to Renewal: The Complete Life Cycle of a Working Capital Account Background Working capital finance is often mistaken for a one-time lending transaction that begins with sanction and…
-
Understanding Peer-to-Peer (P2P) Lending in India
Understanding Peer-to-Peer (P2P) Lending in India A General Awareness Article for Students, Professionals, and Business Owners Introduction Peer-to-Peer (P2P) lending is a modern financial arrangement that connects individuals who need…
-
CIRP and CIIRP: Understanding the Evolving Framework of Corporate Insolvency Resolution under the IBC
CIRP and CIIRP: Understanding the Evolving Framework of Corporate Insolvency Resolution under the IBC The Insolvency and Bankruptcy Code, 2016 has transformed the way corporate financial distress is addressed in…